Lease Option Owner Will Carry Utah

 https://rent2ownutahhomes.com/sell-without-high-fees

Sell Without High Fees

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What You Can Expect When Listing With Us?
 

• Full Service Brokerage with Years of Experience in Real Estate Negotiations

• Professional Photos Including Drone, Staging & Virtual Staging (where needed)

• Proven Marketing Strategy to Get You Top Dollar For Your Home

• Paid Social Media Marketing and Featured on All Major Real Estate Sites including Zillow, Realtor.com and KSL.com

• Instantly Accessed by Thousands of Real Estate Professionals

• Under Contract in 30 Days or We'll GIVE You *$1,500!

• Save 25% off Listing Your Home When You also Purchase a Home Through Us!

• As part of Team Zen's Honoring Our Heros Program, if you're a Firefighter, EMS, Law Enforcement, Military, Healthcare Professional, Government Worker, Non-profit, or Teacher, we will also GIVE you 20% of OUR Commission at closing when you purchase a home through us!

Rent to Own Lease to Own Owner Will Carry Utah

https://rent2ownutahhomes.com/testimonials

Testimonials / Menu

 

 

 

 

 

 

 

 

 

Mike Manczuk - Realtor 
Licensed in Utah
Lic.# 6077201
 

Lisa Baird - Realtor
Licensed in Utah & Nevada
Lic.# 10303635

"Regarding the "Zen Team" We recently purchased a home with the assistance of Mike Manczuk and Lisa Baird ("The Zen Team"). We were attracted to them after viewing their web site (which is a wealth of knowledge). This was not our first home purchase but our first home purchase in Salt Lake City,UT. We knew it was a competitive market and that secondary to that we were going to need an experienced agent. With Mike and Lisa we were blessed with not one but two experienced agents. Together they made what we thought was going to be a uphill battle more like a walk in the park. We let them know what we wanted and what our price range was and they did the rest. Daily listings that fit what we were looking for and available at the drop of a hat to meet us for showings. Once we made our choice they forwarded us a outline explaining what would take place between that day and closing. The whole process was painless and because this was not our first home purchase we appreciate and understand that the difference was the first class service, experience and professionalism that Mike and Lisa brought to the table. We take great pride in sharing our experience with Mike and Lisa with our family and friends alike. Whether you are a first time home buyer, seasoned veterans like us,or even just considering a home purchase, we strongly advise that you give the "Zen Team" a call. Alex Holiday Ut"

Alex and Carolyn

"If you are looking for a home and you're looking for a realtor to help you, look no further! Mike and his team will come through as if they were family! I've searched for the past 2 years for a realtor and a lender to work with my current situation! I've talked to realtors and was always giving the same answer that they could not help! I slowly started to lose hope that my husband and I would ever be able to own a home! One day I was searching the web and I came across his website. I called the phone number listed and even though there was no answer I left a message anyway. I received a text immediately after that he would contact me later on that afternoon. Mike ended up calling me later that day! I gave him the details of my situation Mike asked for mine and my husbands info to give to the Lender and they would contact me later in the week to let me know what they would be able to help. I really didn't think anything of it because I've "heard it all before." Mike had Bruce call me and to my surprise they gave me the details of what we approved for and that I could start looking immediately! One thing through this whole process that I'm very please with is the fact that the whole team was so prompt! If I had a question I was contacted by Mike who would either answer it or find me an answer! Anytime I had paperwork that needed to be signed Lisa was on top of it and sent it to me immediately! I know they have several clients, but I felt like they were only working with us! Communication is key as a first home buyer or any buyer in fact because this is a large life investment and being able to understand what you are juming into makes a big difference! Mike is the front line of this company and he is representing them very well! I can't stop telling my family and friends about this wonderful buying your experience! Thank you so much Mike and your team for making our dreams come true and making the impossible possible! Huni & Sami Herriman Ut"

Very satisfied clients Huni and Samiu Lomu

"Thanks to both Mike & Lisa. They are by far the best individuals I have had the privilege to work with. I felt like I was an only child and all the attention was on me. I loved both Mike & Lisa! Mary M Layton Ut"

Mary Machira

"I used Mike and his team to relocate from out of state. I did not know the area or market conditions. I needed to find a place fast and my work schedule was very demanding, leaving me very little time for research. When I told Mike my needs and wants, I could see he cared and understood my situation. His team took immediate action. I received everything I expected and then some. I am very confident that Mike can deliver premium service for all my future real estate needs. John M Roy Ut"

John M.

"I am an investor from the Bay Area in California. Mike was recommended from a relative of mine. Mike and his team guided me through 8 transactions in less than 1 year, and I have never even been to Utah! Mike did exactly what he said he would do. He found the properties, negotiated the price, facilitated the transfer of all the documents and closed the deals on time. With the strong Utah economy and Mikes help, I found renters for every property before closing. My property appreciation has been outstanding! Mike's attention to detail really took the stress out of investing in an unfamiliar market. Jon Troung San Francisco, CA"

Jon Troung

"Mike and his team came highly recommended by a friend and associate. I asked Mike to find me a solid investment property for my son to purchase and live in as his first home. Mikes response was " I only recommend investment homes for my clients that I would personally buy and hold myself. My personal integrity and reputation means more to me than just closing a deal." Fortunately Mike's experience found the right property that my son enjoyed and gave us the investment opportunity we were looking for. Trust, honesty and full representation are the standard with Mike and his team. Janet Diehl Cottonwood Heights, UT"

Janet Diehl

"I am a single mom and I came to Mike and his team as a first time home buyer. I truly had no idea where to start. Making a financial decision this important on my own was a scary thought but Mike and his group took the time to educate me on the entire process from market conditions and financing, to making my first offer. I am happy to be a homeowner, and I am very grateful I relied on Team Zen Utah. Liz Arragon Bountiful, UT"

Liz Arragon

Seller Financing Utah

 https://rent2ownutahhomes.com/pages/3554/Frequently-Asked-Questions

Frequently Asked Questions

Rent To Own Frequently Asked Questions video  

 

The process of Rent to Own in Utah is the same as buying a house with traditional financing. You first have to establish a “credit package” and determine any issues keeping you from getting traditional financing. 
If your credit is not ready for underwriting then you simply enter the 24 Month Success Program where you will have time to resolve any remaining issues keeping you from getting financing. Either way you must start an application to get into a home.

What are the minimum Down Payment requirements to buy a Rent to Own Utah Home?

We do not set “minimum” down payment requirements to buy a Rent to Own Utah home, the lenders do! If your goal is to actually OWN your home you will need to have the minimum down payment to qualify for traditional financing. Here are some examples of down payment requirements:

FHA – 3.5% of the Home’s Purchase Price ($10,500 on a $300,000 home)
Conventional – 10% of the Home’s Purchase Price ($40,000 on a $400,000 home) 

Owner Financing – 20% or more of the Home’s Purchase Price ($100,000 on a $500,000 home) and can be more depending on the situation

Putting more money down ultimately increases YOUR financing options. 

How Long is the Rent to Own or Lease Option Agreement?

Your Credit Package will determine how long the Rent to Own or Lease Option Agreement will extend. The better your credit the shorter the term.

Why do you want a shorter term? Because of the HUGE tax benefits that come when you can get traditional financing and own your own home!

To find out exactly how long your term will need to be Apply Today!

I have bad credit – Can I still qualify to buy a Rent to Own Utah Home?

Even if you have bad credit you can still qualify to buy a Rent to Own Utah Home! The status of your credit will determine the term (length) of the lease option period.

Does the monthly payment go toward the purchase price when buying a Rent to Own Utah Home?

Sometimes a portion of the monthly may go to the purchase price when buying a Rent to Own Utah Home. Every home and the available terms are different. However, as a good rule of thumb, any amounts you pay in excess of the lease rate on a monthly basis will go toward the purchase price of the home.

Does the monthly payment go to the homeowner when I Rent to Own in Utah?

Your monthly payment does NOT go the homeowner when you Rent to Own in Utah. Rent to Own Utah Homes ALWAYS structures the monthly payment to be safely and securely handled by a third party escrow company. This protects both parties from a bad rent to own or lease option scenario.

How do I qualify to buy a Rent to Own Utah Home?

Qualifying to buy a Rent to Own Utah Home is easy. You start by completing a basic mortgage application.

From there we will start your credit package to determine the requirements needed for you to successfully buy your home. After you’ve signed a Buyer Broker agreement to have us represent you, you may start shopping for your new Rent to Own Utah Home from all of the properties in the available inventory.

Contact Mike & Lisa today to get started 801-708-3513

Lease Option Seller Financing Utah

 https://rent2ownutahhomes.com/problems-selling

Investors Page

 

 

 

 

 

 

 

Are you an investor looking to move assets into residential real estate?

 

 

Let our experience guide you every step of the way.

 

We help investors realize higher returns and provide a reliable exit strategy.

We also specialize in securing only the best tenants that have a vested interest in the property and eliminate all the major hassles of being a landlord.

Client Testimonial

"I am an investor from the Bay Area in California. Mike was recommended from a relative of mine. Mike and his team guided me through 8 transactions in less than 1 year, and I have never even been to Utah! Mike did exactly what he said he would do. He found the properties, negotiated the price, facilitated the transfer of all the documents and closed the deals on time. With the strong Utah economy and Mikes help, I found renters for every property before closing. My property appreciation has been outstanding! Mike's attention to detail really took the stress out of investing in an unfamiliar market. Jon Troung San Francisco, CA"

Jon Troung

 

Contact Mike at 801-708-3513 or Lisa at 702-927-4046

teamzenutah@gmail.com

 for a private strategy consultation!

Seller Finance & Rent to Own Utah

  https://rent2ownutahhomes.com/pages/3553/Rent-to-Own-Requirements

Rent to Own Requirements

Minimum Down Payment Requirements

Minimally, in todays market you will need a 10% down payment ($40,000 on a $400,000 home) to qualify for a mortgage during the lease option term. 

Putting more money down ultimately increases your financing options such as seller or owner financing. If you are able to put 20% of the home’s purchase price down ... in most cases you can own your home from Day 1 and enjoy all of the tax benefits of home ownership.

Credit Requirements and Maximum Option Term

Most buyers can qualify for traditional financing within 12 – 24 months when established under a legitimate rent to own program. However, no two buyers are alike which is why we go to great care to evaluate your current credit and financing situation before finding the perfect home for you.

By carefully evaluating your situation in advance you can be sure that you’ll have ample time to work on your credit or other financing issues keeping you from owning your own home.

If you are in a situation where you want or need an option term longer than 24 months then putting more money down will “buy” the term you need. As an example, it is not uncommon for owner financing contracts to be for periods of 3-5 years before being required to refinance.

Find Out Answers To Other Common Rent To Own Questions

Seller Finance Utah Homes

 https://rent2ownutahhomes.com/contact.html

Contact

Michael Manczuk & Lisa Baird

Integra Realty

10808 South River Front Parkway, Suite 3065
South Jordan, Utah 84095
USA

Phone: 801-708-3513
teamzenutah@gmail.com

Please use the form below to contact us with any questions that you may have and we will respond  to your requests promptly.

We do not share your information with anyone .. ever.