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Wednesday, August 31, 2022

Relocating to Utah

 

Relocating to Utah

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5 Things You Need to Know When Moving to Utah!

 

Ranked #1 Economy in the US

Salt Lake City has been recently ranked the #1 Economy in the country by 24/7 Wall Street. Salt Lake had the lowest unemployment in July during the recent pandemic and a current unemployment rate of 4.5%. In the past 5 years, Utah's first quarter economic growth was at 3.4% compared to the national GDP growth rate of 1.9%. Utah also boasts as one of only 7 states with less than 10% poverty rate and is among the top 5 for infrastructure and fiscal stability. Sources Fox 13 Now and USNews.com.

 

Neighborhoods

Utah's beautiful and diverse terrain has something for everyone. Whether you're the city dweller who enjoys the hustle and bustle of city life or whether you prefer more the more quiet setting of country life, Utah has it all and everything in between. From scenic mountains and rock formations to picturesque lakes and rivers, Utah has something to offer everyone!

Some of our popular neighborhoods include:

Daybreak - A master-planned community offering lakes, parks, shopping, dining and more! Residents have access to the community center as well as 5 pools, free paddle board rentals and more!

Sugarhouse - A trendy area that features nightlife, eateries, sports bars, cocktail lounges and nightclubs. The shopping scene includes unique boutiques, thrift stores as well as brand name chains.

Downtown - Beautiful downtown features beautiful architecture of both the Salt Lake Tabernacle and Mormon Tabernacle. There is plenty of shopping and dining at the City Creek Center mall, nearby stores and restaurants.

Park City - Few people have not heard of beautiful Park City, home of the 2002 Winter Olympics, epic powder skiing at the Deer Valley Resort and Park City Mountain Resort as well as unique eateries and pubs.

 

Fun Outdoor Activities

Utah is well known for it's world class skiing and beautiful mountainous landscapes. This beautiful state has something for everyone!

National Parks and Monuments - Home to 5 national parks, 7 national monuments and 2 national recreation areas, Utah is a haven for people who crave the beautiful scenery that our great country has to offer (source utah.com).

Skiing & Snowboarding - Utah boasts 10 world class ski resorts with epic powder snow just a short drive from nearby towns/cities. From resorts like the world renowned Snowbird and Park City Ski Resorts, to back country skiing and snowboard, there is snow sports available for every age and skill level.  

Hiking & Biking Trails - Scenic hiking and biking trails are usually a short walk or drive from home. The landscape ranges from sand dunes to scenic waterfalls to canyons and everything in between. 

Lakes & Rivers - Whether you're wanting to go white water rafting down the Green River or soak some rays at Lake Powell, or take photos at the Flats at the Great Salt Lake, Utah has over 2000 lakes and 89,000 miles of streams (source extension.usu.edu)

 

Strong Housing Market

When moving to a new state, a strong housing market can be a deciding factor for a lot of families. Utah has not only strong economic growth and job security but also has one of the strongest real estate markets in the country. Utah boasts #1 in home growth in the country (source novationtitle.com) and #1 in new home builts in the country (source sltrib.com). 

 

Renting vs. Buying

When considering a move to any state, one of the most important considerations is whether or purchase or lease a home. Purchasing a home can pose many challenges, such as timing the purchase of a new home after the sale of an old home, finding the best location that meets yours or your family's needs or finding the right lender that will get your the best rates or help you with your challenging lending situation. Team Zen Utah is a one stop shop that will work hard to meet all of your real estate needs, whether they be:

Short-term lease option or seller financing - If you are needing to move but still need to sell your current home, we can help you prevent a double move! A short term lease option or seller financing purchase is a perfect solution for those who, for one reason or another, cannot take our bank financing.

Credit restoration and building - If you help you restore and build your credit and help you formulate a plan to purchase a home. 

Local heroes program - If you are a hero (law enforcement, military, school teacher, medical professional, government worker, non-profit or hospitality), we will give back to you when you purchase a home through us. We will also greatly discount your listing fee when selling a home as well. 

Creative lending programs - We work with lenders that find creative programs to fit your specific needs. 

Monday, August 22, 2022

Owner Financing Utah Homes

 https://rent2ownutahhomes.com/companyinfo.html

Meet Our Team

Mike Manczuk

Born in Kansas and having emigrated to Utah at the young age of 15, Mike has spent over 40 years of his life in the Wasatch Front. An avid skiier, biker, beach volleyball player and Chief's fan, Mike enjoys numerous outdoor activities and spending time with his family and two children, Kaden and Jade. He enjoys eating healthy plant-based foods and finding ways to give back to the community. Mike has been buying and selling his own real estate for over 30 years and has been a licensed agent since 2005. He has been specializing in lease option and seller financing starting in 2010.

Lisa Baird

A Taiwan native, Lisa immigrated to the United States when she was just four years old. Her family settled in a small suburb outside of Philadelphia where she finished her grade school studies and graduated from high school. She enrolled and graduated from the presitigious school Lehigh University in Bethlehem, Pennsylvania with a bachelor of science in Molecular Biology. She spent a couple of years in the biotech field before making a career change and moving to Las Vegas to pursue modeling and bartending. Lisa currently lives in Utah and has a daughter, two cats and multiple fish. Her favorite activies include cooking plant-based meals, outdoor activies, fish keeping/aquascaping and traveling. She is also an animal and human rights activist. She is a licensed real estate agent in both Utah and Nevada.


Opening Doors Is What We Do...

Our Mission

To serve you, our customer, with integrity and respect, by delivering a unique and valuable service that is committed to helping you accomplish your Real Estate dreams. We promise to be fair, honest and provide a professional service that meets your needs.

Team Zen Utah:

Serving buyers, sellers and investors for over 17 years. Over 47 million dollars in closed transactions. Through our unique Rent to Own / Lease Option and Seller Financing Programs, we are able to help buyers and sellers create a win win transaction.

Brokerage service provided by Integra Realty.


Members of

  • Salt Lake Board of Realtors 
  • National Association of Realtors

Top 5 Things You Need to Know About the REALTOR® Trademarks | www ...       Equal Housing Opportunity — Highlands Realty & Associates, LLC         


Thursday, August 18, 2022

Lease Option Salt Lake City Utah

 https://rent2ownutahhomes.com/pages/3554/Frequently-Asked-Questions

Frequently Asked Questions

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Rent To Own Frequently Asked Questions video  

 

The process of Rent to Own in Utah is the same as buying a house with traditional financing. You first have to establish a “credit package” and determine any issues keeping you from getting traditional financing. 
If your credit is not ready for underwriting then you simply enter the 24 Month Success Program where you will have time to resolve any remaining issues keeping you from getting financing. Either way you must start an application to get into a home.

What are the minimum Down Payment requirements to buy a Rent to Own Utah Home?

We do not set “minimum” down payment requirements to buy a Rent to Own Utah home, the lenders do! If your goal is to actually OWN your home you will need to have the minimum down payment to qualify for traditional financing. Here are some examples of down payment requirements:

FHA – 3.5% of the Home’s Purchase Price ($10,500 on a $300,000 home)
Conventional – 10% of the Home’s Purchase Price ($40,000 on a $400,000 home) 

Owner Financing – 20% or more of the Home’s Purchase Price ($100,000 on a $500,000 home) and can be more depending on the situation

Putting more money down ultimately increases YOUR financing options. 

How Long is the Rent to Own or Lease Option Agreement?

Your Credit Package will determine how long the Rent to Own or Lease Option Agreement will extend. The better your credit the shorter the term.

Why do you want a shorter term? Because of the HUGE tax benefits that come when you can get traditional financing and own your own home!

To find out exactly how long your term will need to be Apply Today!

I have bad credit – Can I still qualify to buy a Rent to Own Utah Home?

Even if you have bad credit you can still qualify to buy a Rent to Own Utah Home! The status of your credit will determine the term (length) of the lease option period.

Does the monthly payment go toward the purchase price when buying a Rent to Own Utah Home?

Sometimes a portion of the monthly may go to the purchase price when buying a Rent to Own Utah Home. Every home and the available terms are different. However, as a good rule of thumb, any amounts you pay in excess of the lease rate on a monthly basis will go toward the purchase price of the home.

Does the monthly payment go to the homeowner when I Rent to Own in Utah?

Your monthly payment does NOT go the homeowner when you Rent to Own in Utah. Rent to Own Utah Homes ALWAYS structures the monthly payment to be safely and securely handled by a third party escrow company. This protects both parties from a bad rent to own or lease option scenario.

How do I qualify to buy a Rent to Own Utah Home?

Qualifying to buy a Rent to Own Utah Home is easy. You start by completing a basic mortgage application.

From there we will start your credit package to determine the requirements needed for you to successfully buy your home. After you’ve signed a Buyer Broker agreement to have us represent you, you may start shopping for your new Rent to Own Utah Home from all of the properties in the available inventory.

Contact Mike & Lisa today to get started 801-708-3513

Monday, August 15, 2022

Lease to Own Utah

 https://rent2ownutahhomes.com/preferred-buyer-plan

Preferred Buyer Plan

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"If you fail to plan, you plan to fail"

 

 

The Rent to Own Utah Homes

3 Step Success Plan 

If you’re tired of thinking about some far-off day when you can own your own home and are ready to experience ALL the benefits of owning a new home NOW. Then we invite you to learn the simple strategies we’ve developed that have turned countless renters into successful home buyers within 24 months or less!

 Step 1
Get Clear on Your Financial Situation

  • Have your financial situation reviewed by one of our experienced mortgage professionals, to find out exactly how much house you can comfortably afford.
  • Discover any obstacles currently keeping you from getting traditional financing and develop a plan to handle any credit issues you may have.
  • We encourage our clients that need it to enroll in an aggressive credit restoration and credit building program. We have partnered with UCES (United Credit Education Services). We are so confident this service can help you that we will rebate you for the cost of 6 months of credit building service, at the closing of your new home.* 

Step 2
Become a Preferred Buyer

  • Complete your Exclusive Buyer Broker Agreement. You are now a Preferred Buyer and are ready to present offers and be taken seriously by Sellers.
  • Receive updated listings of properties that meet your specific criteria and in your desired neighborhood.
  • Beat out any competition for your new home by having first access to our inventory of motivated sellers offering terms. 

Step 3
Start Shopping for Your Dream Home

 As your Agent, we now represent your best interests and can give you exclusive access to:

  • Homes we acquire through our marketing efforts
  • Homes listed on the Multiple Listing Service
  • Homes “For Sale by Owner”
  • Homes “For Rent”
  • Pre-foreclosure & distressed sales

Enroll in our Preferred Buyer Program now!!

Brokerage services provided by Integra Realty

Wednesday, August 10, 2022

Seller Financing Sandy Utah

 https://rent2ownutahhomes.com/pages/3553/Rent-to-Own-Requirements


Rent to Own Requirements

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Minimum Down Payment Requirements

Minimally, in todays market you will need a 10% down payment ($40,000 on a $400,000 home) to qualify for a mortgage during the lease option term. 

Putting more money down ultimately increases your financing options such as seller or owner financing. If you are able to put 20% of the home’s purchase price down ... in most cases you can own your home from Day 1 and enjoy all of the tax benefits of home ownership.

Credit Requirements and Maximum Option Term

Most buyers can qualify for traditional financing within 12 – 24 months when established under a legitimate rent to own program. However, no two buyers are alike which is why we go to great care to evaluate your current credit and financing situation before finding the perfect home for you.

By carefully evaluating your situation in advance you can be sure that you’ll have ample time to work on your credit or other financing issues keeping you from owning your own home.

If you are in a situation where you want or need an option term longer than 24 months then putting more money down will “buy” the term you need. As an example, it is not uncommon for owner financing contracts to be for periods of 3-5 years before being required to refinance.

Find Out Answers To Other Common Rent To Own Questions

Lease Purchase Option Utah

 https://rent2ownutahhomes.com/pages/3552/How-Rent-to-Own-Works



How Rent To Own Utah Homes Works

Rent to Own (also called a Lease Option) or Seller Finance is perfect for people who want to stop throwing their money away on rent, month after month, and instead want to start building equity in their new home immediately.

You first pay a nonrefundable Downpayment Option Fee that will be applied to the final purchase price of the home. Your option fee entitles you to be able to purchase the home at any time throughout the option period (usually 24 months) at the lowest market price we can negotiate on your behalf.

Throughout the option period, you’ll be leasing at a negotiated rate. This rate is typically determined by the balance of the purchase price after deducting the down payment and are typically higher than traditional purchase mortgage rates. Since you’re going to be purchasing the home, most sellers have few concerns over pets or how you want to spruce up the home. Unlike a regular rental though, you become responsible for any house maintenance.

Why Our Buyers Succeed

We set you up for success by taking extra steps to protect you and ensure you are able to finance at the end of your term.

  • We qualify you for a lease option or seller finance home just like we would qualify you for a traditional purchase by having you speak to a lender to determine your purchase price. At the end of the day, you will need to be able to qualify for a loan and it only benefits you to purchase a home you can afford.
  • All rent payments are processed through a third party escrow company, which ensures any mortgage is paid before the seller receives any money
  • You will be able to lock down the purchase price of the home. In an appreciating housing market such as ours, this can mean your home may be worth 5-7% (depending on current market appreciation) more than at the beginning of your lease term. YOU will get to keep all of the appreciation, not the seller.
  • You will gain equity through monthly rent credit. A portion of the rent will be applied to the purchase price for all on-time payments throughout the term of the lease.
  • You will be enrolled in a credit restoration/credit building program. We will be able to monitor your progress and offer assistance throughout the process

Find Out The Requirements To SUCCESSFULLY Purchase A Rent To Own Home In Utah


Monday, August 8, 2022

Why Choose Seller Finance, Lease Option or Rent to Own UTAH Homes

 

Why Choose Seller Finance, Lease Option or Rent to Own?

 https://rent2ownutahhomes.com/pages/3558/Why-Choose-Seller-FinanceLease-Option

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How Rent To Own Utah Homes Works

Rent to Own (also called a Lease Option) or Seller Finance is perfect for people who want to stop throwing their money away on rent, month after month, and instead want to start building equity in their new home immediately.

You first pay a nonrefundable Downpayment Option Fee that will be applied to the final purchase price of the home. Your option fee entitles you to be able to purchase the home at any time throughout the option period (usually 24 months) at the lowest market price we can negotiate on your behalf.

Throughout the option period, you’ll be leasing at a negotiated rate. This rate is typically determined by the balance of the purchase price after deducting the down payment and are typically higher than traditional purchase mortgage rates. Since you’re going to be purchasing the home, most sellers have few concerns over pets or how you want to spruce up the home. Unlike a regular rental though, you become responsible for any house maintenance.

Why Our Buyers Succeed

We set you up for success by taking extra steps to protect you and ensure you are able to finance at the end of your term.

  • We qualify you for a lease option or seller finance home just like we would qualify you for a traditional purchase by having you speak to a lender to determine your purchase price. At the end of the day, you will need to be able to qualify for a loan and it only benefits you to purchase a home you can afford.
  • All rent payments are processed through a third party escrow company, which ensures any mortgage is paid before the seller receives any money
  • You will be able to lock down the purchase price of the home. In an appreciating housing market such as ours, this can mean your home may be worth 5-7% (depending on current market appreciation) more than at the beginning of your lease term. YOU will get to keep all of the appreciation, not the seller.
  • You will gain equity through monthly rent credit. A portion of the rent will be applied to the purchase price for all on-time payments throughout the term of the lease.
  • You will be enrolled in a credit restoration/credit building program. We will be able to monitor your progress and offer assistance throughout the process

Find Out The Requirements To SUCCESSFULLY Purchase A Rent To Own Home In Utah

Relocating to Utah

https://rent2ownutahhomes.com/Relocating 

Relocating to Utah

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5 Things You Need to Know When Moving to Utah!

 

Ranked #1 Economy in the US

Salt Lake City has been recently ranked the #1 Economy in the country by 24/7 Wall Street. Salt Lake had the lowest unemployment in July during the recent pandemic and a current unemployment rate of 4.5%. In the past 5 years, Utah's first quarter economic growth was at 3.4% compared to the national GDP growth rate of 1.9%. Utah also boasts as one of only 7 states with less than 10% poverty rate and is among the top 5 for infrastructure and fiscal stability. Sources Fox 13 Now and USNews.com.

 

Neighborhoods

Utah's beautiful and diverse terrain has something for everyone. Whether you're the city dweller who enjoys the hustle and bustle of city life or whether you prefer more the more quiet setting of country life, Utah has it all and everything in between. From scenic mountains and rock formations to picturesque lakes and rivers, Utah has something to offer everyone!

Some of our popular neighborhoods include:

Daybreak - A master-planned community offering lakes, parks, shopping, dining and more! Residents have access to the community center as well as 5 pools, free paddle board rentals and more!

Sugarhouse - A trendy area that features nightlife, eateries, sports bars, cocktail lounges and nightclubs. The shopping scene includes unique boutiques, thrift stores as well as brand name chains.

Downtown - Beautiful downtown features beautiful architecture of both the Salt Lake Tabernacle and Mormon Tabernacle. There is plenty of shopping and dining at the City Creek Center mall, nearby stores and restaurants.

Park City - Few people have not heard of beautiful Park City, home of the 2002 Winter Olympics, epic powder skiing at the Deer Valley Resort and Park City Mountain Resort as well as unique eateries and pubs.

 

Fun Outdoor Activities

Utah is well known for it's world class skiing and beautiful mountainous landscapes. This beautiful state has something for everyone!

National Parks and Monuments - Home to 5 national parks, 7 national monuments and 2 national recreation areas, Utah is a haven for people who crave the beautiful scenery that our great country has to offer (source utah.com).

Skiing & Snowboarding - Utah boasts 10 world class ski resorts with epic powder snow just a short drive from nearby towns/cities. From resorts like the world renowned Snowbird and Park City Ski Resorts, to back country skiing and snowboard, there is snow sports available for every age and skill level.  

Hiking & Biking Trails - Scenic hiking and biking trails are usually a short walk or drive from home. The landscape ranges from sand dunes to scenic waterfalls to canyons and everything in between. 

Lakes & Rivers - Whether you're wanting to go white water rafting down the Green River or soak some rays at Lake Powell, or take photos at the Flats at the Great Salt Lake, Utah has over 2000 lakes and 89,000 miles of streams (source extension.usu.edu)

 

Strong Housing Market

When moving to a new state, a strong housing market can be a deciding factor for a lot of families. Utah has not only strong economic growth and job security but also has one of the strongest real estate markets in the country. Utah boasts #1 in home growth in the country (source novationtitle.com) and #1 in new home builts in the country (source sltrib.com). 

 

Renting vs. Buying

When considering a move to any state, one of the most important considerations is whether or purchase or lease a home. Purchasing a home can pose many challenges, such as timing the purchase of a new home after the sale of an old home, finding the best location that meets yours or your family's needs or finding the right lender that will get your the best rates or help you with your challenging lending situation. Team Zen Utah is a one stop shop that will work hard to meet all of your real estate needs, whether they be:

Short-term lease option or seller financing - If you are needing to move but still need to sell your current home, we can help you prevent a double move! A short term lease option or seller financing purchase is a perfect solution for those who, for one reason or another, cannot take our bank financing.

Credit restoration and building - If you help you restore and build your credit and help you formulate a plan to purchase a home. 

Local heroes program - If you are a hero (law enforcement, military, school teacher, medical professional, government worker, non-profit or hospitality), we will give back to you when you purchase a home through us. We will also greatly discount your listing fee when selling a home as well. 

Creative lending programs - We work with lenders that find creative programs to fit your specific needs. 

Wednesday, August 3, 2022

Owner will carry Utah Homes

 https://rent2ownutahhomes.com/pages/3558/Why-Choose-Seller-FinanceLease-Option


Why Choose Seller Finance/Lease Option

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Why Seller Finance, Lease Option or Rent to Own?

Buyers: 

Many buyers have sufficient employment income, down payment etc. However due to any one of the many "Life Events" that we all go through you may not fit into the traditional finance box.

A buyer may be self employed, had a recent divorce, injury , medical bankruptcy or may have just moved to the area for a new job.

Owner Financing generally allows a buyer to purchase a home, even when they do not currently qualify for a traditional mortgage. It does not matter if you are self employed, or have damaged credit.

Some benefits include: 

  • Fast Transaction! These transactions generally 3 weeks or less to complete.
  • Superior to renting because the home is being sold, not rented.
  • Your purchase price is locked in and you begin building equity right away.
  • Great for purchasing in an up market because when the market rises, so will your equity in the home. Sellers are more flexible with their terms     

Sellers:

Many sellers may not have enough equity to cover the cost to sell their home traditionally and need to carry the property for 3 to 5 years.

Sellers may be facing a job transfer, divorce or other reasons that require selling now and renting is not a viable option.

Seller may own the property free & clear and want to be the bank for a buyer.

Here are a few common benefits of seller financing:

  • Allows a home owner to sell a difficult to sell home – often quickly and at a higher price!
  • Fast Transaction! These transactions generally take 3 weeks or less to complete.
  • Avoids a foreclosure and short sale in cases where the home owner can no longer afford a home
  • Usually does not require seller to bring cash to closing – even in cases where the home has little or no equity.
  • Superior to renting because home is being sold, not rented. Seller does not have to worry about maintaining the home going forward. The Seller does not need to “Landlord” the property.

Benefits for both parties:

Low loan costs. No origination fee, no underwriting fee, no JUNK fees.

  • Close when you both agree.  It is amazing what can be done when greedy banks are eliminated.
  • Re-establish good credit the best way possible- By making monthly payments on your home.
  • Buyers can become established in a home and neighborhood NOW before home prices increase more.

Bountiful Utah Offering Seller Finance

 Home in Bountiful Utah 

  •        Offering Seller Finance





    Offered at $800,000

    Contact Michael C Manczuk
    Phone: 8017083513
    MLS Number: 1832409
    Status: Active
    Type: Single Family Home
    Year Built: 1966
    Bedrooms: 5
    Bathrooms: 3
    Sq. Ft: 3824
    Lot Size:.34

    See full details at www.Rent2OwnUtahHomes.com
    https://rent2ownutahhomes.com/index.html

Tuesday, August 2, 2022

Featured Seller Finance Properties Utah

 https://rent2ownutahhomes.com/properties.html

Featured Properties

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BountifulUT 84010
3500 S / 336 W
$800,000
Bedrooms: 5
Bathrooms: 3
MLS Number: 1832409
Status: Active
 
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Eagle MountainUtah 85005
5038 N Cliffrose Dr
$599,000
Bedrooms: 3
Bathrooms: 2
MLS Number: 1819733
Status: Active
 
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MurrayUtah 84107
6111 S / 520 E
$600,000
Bedrooms: 6
Bathrooms: 3
MLS Number: 1828721
Status: Active
 
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BountifulUT 84010
1885 S / E
$595,000
Bedrooms: 5
Bathrooms: 3
MLS Number: 1808492
Status: Active
 
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American ForkUtah 84003
647 N / W
$850,000
Bedrooms: 7
Bathrooms: 4.5
MLS Number: 1798213
Status: Active
 
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SandyUtah 84094
8012 S / 1000 E
$799,999
Bedrooms: 5
Bathrooms: 3
MLS Number: 1828427
Status: Active
 
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SandyUtah 84092
9894 S / 1760 E
$679,900
Bedrooms: 5
Bathrooms: 3
MLS Number: 1810859
Status: Active
 
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BountifulUtah 84010
N / 550 E
$699,000
Bedrooms: 5
Bathrooms: 2.5
MLS Number: 1813897
Status: Active
 
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MidvaleUtah 84047
7540 S / 635 W
$639,900
Bedrooms: 4
Bathrooms: 3
MLS Number: 1815137
Status: Active
 
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DraperUtah 84020
16050 S / 2047 E
$750,000
Bedrooms: 5
Bathrooms: 3.5
MLS Number: 1807299
Status: Active

Rent to Own Utah Homes Testimonials

 https://rent2ownutahhomes.com/testimonials

Testimonials / Menu

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Mike Manczuk - Realtor 
Licensed in Utah
Lic.# 6077201

 

Lisa Baird - Realtor
Licensed in Utah & Nevada
Lic.# 10303635

"Regarding the "Zen Team" We recently purchased a home with the assistance of Mike Manczuk and Lisa Baird ("The Zen Team"). We were attracted to them after viewing their web site (which is a wealth of knowledge). This was not our first home purchase but our first home purchase in Salt Lake City,UT. We knew it was a competitive market and that secondary to that we were going to need an experienced agent. With Mike and Lisa we were blessed with not one but two experienced agents. Together they made what we thought was going to be a uphill battle more like a walk in the park. We let them know what we wanted and what our price range was and they did the rest. Daily listings that fit what we were looking for and available at the drop of a hat to meet us for showings. Once we made our choice they forwarded us a outline explaining what would take place between that day and closing. The whole process was painless and because this was not our first home purchase we appreciate and understand that the difference was the first class service, experience and professionalism that Mike and Lisa brought to the table. We take great pride in sharing our experience with Mike and Lisa with our family and friends alike. Whether you are a first time home buyer, seasoned veterans like us,or even just considering a home purchase, we strongly advise that you give the "Zen Team" a call. Alex Holiday Ut"

Alex and Carolyn

"If you are looking for a home and you're looking for a realtor to help you, look no further! Mike and his team will come through as if they were family! I've searched for the past 2 years for a realtor and a lender to work with my current situation! I've talked to realtors and was always giving the same answer that they could not help! I slowly started to lose hope that my husband and I would ever be able to own a home! One day I was searching the web and I came across his website. I called the phone number listed and even though there was no answer I left a message anyway. I received a text immediately after that he would contact me later on that afternoon. Mike ended up calling me later that day! I gave him the details of my situation Mike asked for mine and my husbands info to give to the Lender and they would contact me later in the week to let me know what they would be able to help. I really didn't think anything of it because I've "heard it all before." Mike had Bruce call me and to my surprise they gave me the details of what we approved for and that I could start looking immediately! One thing through this whole process that I'm very please with is the fact that the whole team was so prompt! If I had a question I was contacted by Mike who would either answer it or find me an answer! Anytime I had paperwork that needed to be signed Lisa was on top of it and sent it to me immediately! I know they have several clients, but I felt like they were only working with us! Communication is key as a first home buyer or any buyer in fact because this is a large life investment and being able to understand what you are juming into makes a big difference! Mike is the front line of this company and he is representing them very well! I can't stop telling my family and friends about this wonderful buying your experience! Thank you so much Mike and your team for making our dreams come true and making the impossible possible! Huni & Sami Herriman Ut"

Very satisfied clients Huni and Samiu Lomu

"Thanks to both Mike & Lisa. They are by far the best individuals I have had the privilege to work with. I felt like I was an only child and all the attention was on me. I loved both Mike & Lisa! Mary M Layton Ut"

Mary Machira

"I used Mike and his team to relocate from out of state. I did not know the area or market conditions. I needed to find a place fast and my work schedule was very demanding, leaving me very little time for research. When I told Mike my needs and wants, I could see he cared and understood my situation. His team took immediate action. I received everything I expected and then some. I am very confident that Mike can deliver premium service for all my future real estate needs. John M Roy Ut"

John M.

"I am an investor from the Bay Area in California. Mike was recommended from a relative of mine. Mike and his team guided me through 8 transactions in less than 1 year, and I have never even been to Utah! Mike did exactly what he said he would do. He found the properties, negotiated the price, facilitated the transfer of all the documents and closed the deals on time. With the strong Utah economy and Mikes help, I found renters for every property before closing. My property appreciation has been outstanding! Mike's attention to detail really took the stress out of investing in an unfamiliar market. Jon Troung San Francisco, CA"

Jon Troung

"Mike and his team came highly recommended by a friend and associate. I asked Mike to find me a solid investment property for my son to purchase and live in as his first home. Mikes response was " I only recommend investment homes for my clients that I would personally buy and hold myself. My personal integrity and reputation means more to me than just closing a deal." Fortunately Mike's experience found the right property that my son enjoyed and gave us the investment opportunity we were looking for. Trust, honesty and full representation are the standard with Mike and his team. Janet Diehl Cottonwood Heights, UT"

Janet Diehl

"I am a single mom and I came to Mike and his team as a first time home buyer. I truly had no idea where to start. Making a financial decision this important on my own was a scary thought but Mike and his group took the time to educate me on the entire process from market conditions and financing, to making my first offer. I am happy to be a homeowner, and I am very grateful I relied on Team Zen Utah. Liz Arragon Bountiful, UT"

Liz Arragon